When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Understanding Homeowners Insurance Purchasing homeowners insurance is critical for protecting your home. Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio. When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial?