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COVID-19 From the Desk of Matthew Rzepka.

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Office: (269) 492-7220

Fax: (269) 389-9077

6011 Stadium Drive

Kalamazoo, MI 49009

Series 6, Series 7, & Series 63

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities: Securities are offered through Kingswood Capital Partners, LLC. member FINRA/SIPC. Valley Oak Financial, PLC is not affiliated with Kingswood Capital Partners, LLC.

Advisory: Investment Advisory Services are offered through Financial Gravity Family Office Services, LLC. (FGFOS), an SEC-registered Investment Adviser. FGFOS does not provide tax or legal advice and is not a certified public accountant. Valley Oak Financial, PLC is not affiliated with FGFOS. This site is published for residents of the United States only. Investment Advisor Representatives of FGFOS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the FGFOS Compliance Department at 800-588-3893.